InvestorFi, founded in 2022 by an expert team, boasts collective expertise exceeding 60 years. Our mission: to aid you in realising the great Australian dream of owning a property.
At InvestorFi, we pride ourselves on providing top-notch financial services through our team of experienced and skilled mortgage brokers. Our team is accredited with Certificate IV Finance & Mortgage Broking, plus we have a diverse range of qualifications such as MBAs and bachelor Degrees. We believe that knowledge is power and are committed to sharing our expertise with you. You can find numerous articles and tools on our website to help you make informed decisions about your finances. Contact us today to get started on your financial journey!
If you’re looking for a reliable, trustworthy mortgage broker, it’s important to find one that is in compliance with the National Consumer Credit Protection (NCCP) Act 2009. Mortgage brokers have a legal obligation to provide residential investment loans with care and according to regulations that are in place to prevent you from experiencing any financial harm.
The National Credit Law sets out guidelines for creditors, including requirements to reject credit applications when borrowers are unable to afford the credit or their loan falls short. Additionally, those in default under a SACC are unable to take out any more borrowing. Keep reading for more information on our responsibilities under the National Consumer Credit Protection Act. Find out how we can support your needs today.
National Consumer Credit Protection Regulations 2010.
Like most brokers, InvestorFi is paid a trial commission by lenders over the loan’s lifespan. However, we don’t charge our clients any additional fees. So, if you’re in need of a mortgage broker that puts your needs first, get in touch with us today.
InvestorFi, powered by Connective, offers a comprehensive range of mortgage broker services. Connective is a renowned provider, assisting brokers in managing their operations more effectively with value-added services, such as administrative support and customer relationship management systems. Get access to top industry lenders for competitive pricing on mortgages and related products. Partnering with Connective, InvestorFi delivers exceptional and incomparable services crafted to meet unique client needs. Visit our website to explore Connective’s products and services.
At InvestorFi, we prioritise our clients by operating with complete independence. Our platform is designed for safe investment without restrictions or directives. This guarantees safety and security while giving you the freedom to increase your earnings. Join now for the best investment experience!
All borrowers require proof of income except those who receive direct salary payments into their accounts. This can be shown with bank statements spanning the last three to six months for casual employees or payslips and an employment contract with base income details.
In the case of self-employment, personal tax returns from the last two years, along with an ATO assessment letter, are required. For business tax, financial statements must cover the last two consecutive years’ profit & loss information.
Submit a statement from estate/property management and current lease agreement to prove rental income, while tax returns indicating ownership details will do too.
Government benefits will require a letter specifying the benefit amount and incomes from other sources, such as investments and demand documents. A detailed estimate of living expenses is necessary, along with rental expenses breakdown if earning rental income. Existing property security requires a rates notice that includes the street address. To apply for a loan, clients must provide valid photo identification such as the Australian Driver’s Licence, Passport, or other identification proofs such as the Centrelink Pension Card, Birth Certificate, or Citizenship Certificate.
Getting approved for a home loan isn’t guaranteed. There are three approval stages you need to know: pre-approval, conditional approval, and full approval. To receive full approval, the lender conducts a property valuation. The settlement period takes around four to six weeks, starting from the contract’s signing until settlement day.
We at InvestorFi offer a direct email address (contact@investorfi.com.au) in case you have any questions. Get in touch with us anytime!
InvestorFi provides services across Australia and has a dedicated Regional Director – Will Taweel – for Queensland. For further information, drop him a message on will.taweel@investorfi.com.au or call 0424 199 391.
InvestorFi was established in 2022 by a team of industry experts with a collective experience of over 60 years. Our mission: to help you achieve the Australian Dream of owning with a modern day twist – Property Investment.
At InvestorFi, we are dedicated to providing unparalleled financial services through our team of expert mortgage brokers. With a Certificate IV Finance & Mortgage Broking accreditation and a diverse range of qualifications, including MBAs and Bachelor’s Degrees, our team is primed to offer a wealth of knowledge and expertise.
We understand that knowledge is power, and we’re committed to sharing that power with you. You’ll find a plethora of tools and articles on our website designed to help you make the most informed decisions about your finances.
Don’t wait – get started today by reaching out to us!
When searching for a trustworthy mortgage broker, it is crucial to ensure that the broker operates in compliance with the National Consumer Credit Protection Act of 2009. This act imposes legal obligations on brokers to ensure the safety of residential investment loans and to prevent borrowers from experiencing any financial harm. The National Credit Law provides guidelines to lenders, requiring them to reject credit applications when borrowers cannot afford the credit or if their loan terms fall short. Additionally, individuals in default under a SACC are unable to take out additional borrowing. Discover how we can assist in meeting your needs in accordance with the National Consumer Credit Protection Regulations of 2010.
Like most brokers, InvestorFi is paid a trial commission by lenders over the loan’s lifespan. However, we don’t charge our clients any additional fees. So, if you’re in need of a mortgage broker that puts your needs first, get in touch with us today.
InvestorFi, powered by Connective, offers a comprehensive range of services for mortgage brokers. Connective is a renowned provider that assists brokers in managing their operations more effectively. With value-added services, such as administrative support and customer relationship management systems, Connective helps brokers achieve more.
Gain access to top industry lenders and enjoy competitive pricing on mortgages and related products with InvestorFi. By partnering with Connective, InvestorFi provides incomparable services that cater to unique client needs.
Explore Connective’s products and services by visiting our website. Experience an impeccable range of services designed to take your mortgage brokerage to the next level.
At InvestorFi, we value our clients by operating with complete independence, allowing for safe investments without restrictions or directives. We provide a secure and reliable route to increasing earnings.
To obtain a loan, certain documents will be needed to verify your income. With the exception of direct salary payments, borrowers must provide proof of earnings through dependable means. Casual employees need bank statements showcasing the previous three to six months, as well as payslips and an employment agreement for the base salary details. Self-employed individuals must present tax returns for the last two years, combined with an ATO tax assessment letter. Business tax entails financial statements of the last consecutive two years’ profit and loss data.
Household cash flow must also be established, which consists of a detailed estimate of living expenses and a breakdown of rental expenses if the borrower has rental income. To demonstrate rental income, one could submit property management statements and the latest lease agreement. Government benefits necessitate a letter illustrating the benefits received alongside all other sources of income, such as investments and debts. To demonstrate existing property securities, borrowers can submit rates bills with the corresponding street address. To be eligible for a loan, customers must provide valid identification of themselves in the form of an Australian driver’s licence, passport or other official proofs such as the Centrelink Pension Card, birth certificate or citizenship certificate.
Getting approved for a home loan isn’t guaranteed. There are three approval stages you need to know: pre-approval, conditional approval, and full approval. To receive full approval, the lender conducts a property valuation. The settlement period takes around four to six weeks, starting from the contract’s signing until settlement day.
For more Detail on the 7 step process head to Service in the Menu on our website.
We at InvestorFi offer a direct email address (contact@investorfi.com.au) in case you have any questions. Get in touch with us anytime!