What do we do?
InvestorFi is a mortgage broker in Australia. We assist our clients in landing a property, whether it be for residential purposes or investment. We specialise in providing efficient financial solutions to our clients and helping them in the application process of getting the property.
Our services are all-encompassing in nature as they cover every aspect of the process, leaving absolutely no room for mishaps. Our team works intently to help our clients buy commercial property for investment. We ensure that every requirement, deadline and demand is met timely for the sake of our clients.
How are commercial properties different from residential properties?
Contrary to what you might have assumed, commercial properties differ greatly from home properties. The following are some of the differences that you need to keep in mind while applying for commercial loans:
Leases for commercial properties are longer than that for residential properties. You can get several years as compared to the 6 to 12 months you get on residential property.
When looking for commercial properties, you need to keep the location factor in mind. On the other hand, it is not so important for residential property.
While you can get a home loan with a minimum deposit of 5 per cent, you would need a deposit of at least 30 per cent for a commercial loan.
Benefits of having us as your commercial property broker
As commercial property brokers, we understand our client’s needs and develop effective financial solutions that match those needs. Moreover, we focus more on what the client wants and less on what the lender does. The following are some of the benefits of having us as your commercial property broker:
A smooth application process
Our systematic way of working with our clients on the application process leaves no space for mistakes that could risk your chances of getting the property. Neither do we create any unnecessary bumps in the way for you. Our goal is to help purchase the investment property and make the way to that goal as eventless as possible.
Our team will take care of the application process as per your needs and also helps in organising a settlement with your lender. This way, you do not have to fret about the process, as it will be our responsibility.
In for the long haul
Do not worry; we will not ghost you after you have ownership of the property. We will keep in touch and make sure that your loan is the most suitable option for you in the future.
And if you decide to stay with us for the long run for your multi-property portfolio, we will be a part of your team along with your accountant, solicitor and agent. You can carry on with your business while we figure out if and when you need refinancing.
Experts in the field
Not everyone knows every crook and corner of the real estate mortgage and commercial loans world, but not everyone has to. As long as you have experts like ourselves in the field, you can always leave the rigorous learning and experience part to us.
Our team consists of individuals who have been in the field for years now. Their skills and exposure shape our financial solutions for mortgages with care and concern. They guide and assess every situation to a fruitful end, not because it is their job but because they love doing it!
Someone who understands your requirements
Having been in the industry for years, we have dealt with various types of customers, from the stubborn and decisive to the timid and unsure ones. We have helped all these clients get the property they desired with our proficient resources.
We understand what your goals and requirements are and where you come from. Based on these, we offer financial solutions that cater directly to your needs.
We can not advise you on when and where to get your commercial investment property, but we can ensure that you achieve your goals with the property.
Not working for a bank
You would not know, but a lot of the commercial mortgage brokers out there are working for or under a bank. Why? Because they are owned by that bank or any other financial institution.
On the other hand, mortgage brokers like us are not owned by any financial institutions; thus, we have the freedom to keep our client’s interests before anything else.
Get you a great deal
When you opt for a bank to get commercial loans, you might not have much control over the negotiations aspect. But when you choose us, we have a wide array of financial lenders with whom we can negotiate a good deal for you.
The interest rates, LVR and other such rates are not set in stone and can be negotiated with a good hand. All it takes is an experienced broker like us with great negotiation skills and maybe some connections at the lender company to get in a pretty good deal.
These benefits are not all you get from us. Our services cover a wide-ranging ground in the real estate market. Commercial property investment is one of our specialities, and we have in-depth knowledge of the current trends and products.
Our main aim is to help every citizen in Australia in getting their own home. We are working tirelessly to achieve that goal by assisting as many people as we can in purchasing their homes. Moreover, we will not abandon you after the purchase is made and the bills are paid. We will keep in touch to make sure that your loan option is the right one for you.