InvestorFi

Why Do People Prefer to Work With Australia’s Best Mortgage Brokers?

09/16/2022

If you are planning to purchase a home in Australia, one of the first things to consider is the mortgage. There are many lenders out there that offer different deals, and choosing one is a critical decision. 

Why decide on your own when you can work with mortgage brokers? However, what you need is not just any mortgage broker but the best mortgage broker in Australia. 

In this article, you will learn why people prefer working with Australia’s best mortgage brokers and why you should, too.

What Is a Mortgage Broker?

Mortgage brokers are professionals who help borrowers get mortgages. They connect prospective buyers or borrowers to the right lenders. They also offer their clients several mortgage options and other loan-related products.

Some mortgage brokers specialise in certain areas of lending, such as home purchases, refinancing or debt consolidation, property investment and refinancing home loans, whilst others can help with any type of loan.

What Do Mortgage Brokers Do?

Mortgage brokers help borrowers compare the different loan products and find the best one for them. They can also help borrowers get pre-approvals for a mortgage and provide ongoing support throughout the loan process.

To do that, mortgage brokers first collect necessary details about their client’s needs and preferences. Through these details, they suggest lenders and products that match these needs. Once the client has chosen their lender and product, mortgage brokers may also assist them with the application process.

Do You Need a Mortgage Broker?

Yes, you do! Working with a mortgage broker does not only relieve you from the stress of finding the best loan from the best lender, but more importantly, brokers act in your best interest. That means that brokers guarantee you that you will get the best property with your money’s worth.

What Are the Advantages of Having a Mortgage Broker?

There are many advantages to having a mortgage broker. Some of which are:

  • Clarity—One of a mortgage broker’s jobs is to explain to you all the financial information and details about buying a home. If there are some aspects that you do not fully comprehend, your broker can illustrate them to you for better understanding.
  • Options—Based on your condition, a broker must find several products and deals that suit your needs. This process is more convenient than simply grabbing the first thing your bank or provider offers you.
  • Easy Search—A mortgage broker will help you search for home loan options.
  • Free of Charge—Typically, you do not have to pay extra for a mortgage broker. The lenders are the ones who pay the broker’s commission. 

Which Qualities Define the Best Mortgage Brokers in Australia?

What makes the mortgage brokers the best in Australia depends on the following qualities:

1. Licenced.

The best mortgage broker must be licensed by the Australian Securities and Investments Commission. They must be accredited by reliable financial industry bodies, such as the Finance Brokers Association of Australia Limited and the Mortgage & Finance Association of Australia. Checking your mortgage broker’s licence is making sure that all transactions will be legal.

2. Experienced.

Experience is an important quality of the best mortgage broker. It enhances the broker’s skills. Therefore, the more experience they have, the more expert they become in their field.

3. With Good Reputation.

The broker’s reputation is based on their past client’s feedback and testimonies. A good reputation means that they did great with their past clients; therefore, they will do even greater with their future clients.

4. Offer Flexible Options.

The best mortgage brokers are skilled and knowledgeable when it comes to offering their clients plenty of loan options that suit their client’s needs.

5. Updated.

Lastly, the best mortgage brokers are up-to-date with the latest trends in the financial sector industry.

Benefits of Using a Mortgage Broker to Buy a House in Australia

Let us take buying a house in Australia as an example. When you choose to work with the best mortgage brokers, you will experience the following benefits:

  1. Suitable appointment. Mortgage brokers work flexible hours. The best mortgage brokers will select to set an appointment with you on the date and time that best suits your schedule.
  2. Less work. You barely need to do the legwork when you have the best broker. They will find you the best home loan options and assist you entirely from the application up to the settlement process.
  3. Loan comparisons. The best mortgage brokers have access to a wide range of home loans, banks and lenders. As a result, you will possibly receive the best and right loan options.
  4. Expert advice. The best brokers do not only offer assistance but also expert financial advice to clients.
  5. Pre-qualification. The best brokers have a way of choosing the right loan option depending on your current situation and credit history. This will help them find the best option with the highest possibility for you to be qualified and approved.

How to Connect With the Best Mortgage Brokers in Australia

If you want to connect with the best mortgage brokers, go to Investorfi, home of Australia’s best and trusted expert mortgage brokers. At Investorfi, we offer assistance and financial advice regarding property investing, refinancing home loans, mortgage refinancing and other loan types. Our team consists of the best mortgage brokers and strategists in Australia. You can easily connect with us through the following steps:
  1. Fill in and submit the online booking form. It will barely take you 2 minutes to do.
  2. The service team will call you within 24 hours. The call has two goals:
    1. To book your broker strategy session appointment.
    2. To create a client portal.
  3. The strategy session is where you discuss and work with one of our mortgage brokers or booking strategists. 
  4. From there, you and your mortgage broker will continue to work hand in hand to achieve your financial investment goals.

Start Your Property Investment Journey with Investorfi

Choosing the best mortgage brokers is the most essential step in purchasing a home, refinancing a home loan, investing in properties and mortgage refinancing. It is convenient, flexible, fast, easy and makes you qualified for the right lenders. It also makes your financial goals more achievable. 

Most people prefer working with Australia’s best mortgage brokers. You should, too. Work with Investorfi to experience the best financial strategy you will ever need. Call us on 0490 828 485 today.

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This is what we do.

We are finance strategists in the Mortgage Broking industry, helping Australians build wealth through property investment.

Our sole purpose is to reinvent ways to keep the Great Australian Dream Alive. Because we believe it’s everyone’s right to the security home ownership affords our families and community. Yes, our niche is Finance Strategy for Property Investors, but it is not what we do that makes us tick;
it’s

Because property investment is a decisive step toward financial freedom, we cultivate lasting relationships with our clients. We ain’t just a ‘whame bam, see ya later man’ kinda outfit. In fact, our business is built entirely from our lasting relationships with our clients who have suggested us to their inner circle – their family and friends. That is a pretty big tick of approval and a sure vote of confidence.

This is How we do

What separates us from the rest?

Have you ever considered the difference between Mortgage Brokers?

A Broker worth their salt has a playbook of ‘scenarios’. They are finance strategies that have worked in the past. He will offer up one, two or even three scenarios that he thinks will work best for you. 

But the great ones challenge the status quo, strategising new plays that serve your unique situation and financial goals. They will study, visualise, and fine-tune before offering only the best scenarios that build a rewarding property Portfolio.  

They never let good be the robber of the best and only play to win!

InvestorFi is a group of finance strategists that will design a unique scenario for your state of play towards your long-term game plan.

But don’t just take my word for it.

Clients like Tony F. said: I couldn’t be happier with the service. Wayne was excellent in guiding me through and delivering a great investment loan. Very responsive and savvy investment brokers. Will continue to use their services in the next purchase. 

And like Kim, Wayne is extremely dedicated, professional and a pleasure to work with. He worked tirelessly to help me secure an alternate lender before the settlement date and was extremely prompt and clear in his communications with me. 

And 

Robert wrote: Wayne is always very responsive and takes the time to lay out all the options in plain English.

Reviews like this make our souls sing. We’re in the business of helping people achieve real results that last!

So if you’re looking for a great Finance strategist like these incredible clients, you’re in the right place.

This is why we do

Gone are the days a single income could afford 2.5 kids, a pet, and a four-bedroom house in the burbs! 

At InvestorFi, our sole purpose is to reinvent the great ‘Australian Dream’. Because we believe it’s every citizen’s right to the security home ownership affords our families and community, not just for today but for generations to come.

But because it’s become so difficult, it requires complex solutions. One way is to seek finance strategy before purchasing a home. This way, you can leverage your full potential to live where you want to and invest where you can afford to. 

Property ownership has become a game of ‘finance strategy’, placing a premium on finance know-how. That is why we value education; our mantra is knowledge equals freedom, but knowledge shared is freedom multiplied.  

There is no drought; we have hit a new era with its epic challenges. Not everyone is up for the grind it takes to keep the dream alive. That’s why we also place a premium on camaraderie. We don’t see ourselves as a ‘hit and run’ service but as a hub and a way of life.